What types of properties do you purchase?

We buy a wide range of properties, including single-family homes, townhouses, condos, and multi-family units. We also buy mobile and trailer homes when the land is included, plus commercial properties, businesses, and vacant land or lots.

Do you buy homes in any condition?

Yes. We buy houses in any condition — homes that need a little work or a lot of work, even burn-outs and tear-downs. You never need to make repairs or clean up before selling.

How does the process work?

It's easy as 1-2-3. First, a quick call to discuss your home's condition and timeline, and we agree on a fair cash price. Second, a quick walkthrough to verify the condition. Third, we close on your timeline — no delays, no contingencies — and you walk away with cash.

Are there any fees or commissions?

No. There are no fees, no commissions, and no hidden costs. The offer we make is what you receive, and we handle all the paperwork.

How fast can you close?

We can close in as little as 7 days, or on whatever timeline works for you. Because we buy with cash, there's no waiting on bank financing or appraisals.

What if my property is in foreclosure or has liens?

We can still help. We regularly buy houses facing foreclosure or with liens, back taxes, or title issues, and we work with the title company to resolve them at closing.

Is there any obligation if I request an offer?

None at all. Our cash offers are 100% free and no-obligation. If the offer doesn't work for you, there's no pressure to accept.

I'm dealing with a difficult tenant. Can you still buy my property?

Yes. We buy occupied rental properties, including those with difficult tenants. You don't need to handle the eviction or wait for the lease to end — we take care of it after closing.

How do you determine the offer price for my home?

We look at your home's location, condition, needed repairs, and recent comparable sales in your neighborhood, then make a fair cash offer based on those factors — explained clearly with no lowball games.

Do I need to move out immediately after selling?

No. We close on your timeline and can be flexible on move-out dates, so you can transition on a schedule that works for you.

Selling an Inherited House With Medicaid Estate Recovery in Oklahoma

Michael Lee

Oct 12

3 min read

If your parent spent their last years in a nursing home on SoonerCare, the house they leave behind may not be fully yours to keep. Oklahoma, like every state, tries to recover what Medicaid paid for long-term care. For heirs who just want to sell and move on, understanding how that recovery works can save thousands of dollars and a lot of stress.

What Oklahoma estate recovery actually covers

The Oklahoma Health Care Authority (OHCA) runs SoonerCare. Under OAC 317:35-9-15, the state seeks repayment from the estate of a member who was 55 or older when they received certain services. Recoverable costs include nursing facility care, home and community-based services, and related hospital, prescription and physician costs. The amount is capped at what SoonerCare actually paid, not the full value of the house.

OHCA can also record a lien against the home of a member who is permanently in a nursing facility and is not reasonably expected to return. Under 63 O.S. 5051.3, a recorded lien follows the property. It survives a sale, an inheritance or a will, so you cannot simply transfer the deed and leave the lien behind.

When the state has to wait

Recovery is deferred, and a lien cannot be enforced against the home, while certain family members lawfully live there:

A surviving spouse. Recovery generally waits until the spouse has also died.
A child who is 20 or younger, or a disabled child of any age.
A sibling who has an equity interest in the home and lived there for the year before the member entered the facility.
A son or daughter who lived in the home for at least two years and provided care that kept the parent out of an institution.

If one of these applies, tell OHCA in writing and keep proof: utility bills, medical records, a statement from the doctor. Also ask about a hardship waiver, which is available only when enforcement would deprive the family of necessities like food, clothing or shelter. Inconvenience does not qualify.

Selling the house with an estate recovery claim

A claim or lien does not stop a sale. It gets paid from the proceeds at closing, the same way a mortgage would. Two Oklahoma details matter. First, the lien is enforceable only up to the member's ownership share when assistance began. Second, if a homestead is sold to satisfy a lien, up to $6,000 of the proceeds can go into an irrevocable funeral trust, reduced by any prepaid burial or funeral account the member already had (63 O.S. 5051.3). Funeral expenses come ahead of OHCA's reimbursement.

Heirs, the personal representative or assigns can discharge the lien at any time by paying the amount owed to OHCA. Get a written payoff figure before you accept any offer. For the estate recovery unit, call OHCA at (405) 522-7588 or email Estaterecovery@okhca.org. This summary is general information, so confirm current rules with OHCA or an Oklahoma attorney before you act.

Listing vs. a cash sale: an honest comparison

If the house is in decent shape, you can wait a few months and the estate has plenty of equity, listing with an agent will usually bring the highest price. The lien payoff comes out either way, so paying it is not a reason to choose cash.

A cash sale makes sense when the math is different: the house needs repairs the heirs cannot fund, nobody lives nearby to manage it, taxes and insurance are piling up while the estate is open, or the heirs simply want a certain closing date. In those cases a fast sale often costs less than months of carrying costs. We have a longer breakdown of the court side in our guide to selling a house in probate in Oklahoma, and if a lien is the main worry, see selling a house with a lien in Oklahoma.

Steps to take now

Request the payoff amount and lien status in writing from OHCA's estate recovery unit.
Check the county clerk's records for a recorded lien on the property.
Document anyone who lived in the home who may qualify for deferral.
Get one or two offers, a listing estimate and a cash offer, so you can compare net proceeds after the payoff.

Inherited a house with an estate recovery claim and not sure which way to go? Call Speedy Sale Homes at (405) 309-1700 or visit speedysalehomes.com. We will give you a straight answer, even if the answer is that listing makes more sense for your situation.